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Basics of Real Estate Now That the Dust Has Settled on the NAR Settlement: What Really Changed As the leaves change and October brings a chill in the air, a new landscape is appearing in real estate. The recent settlement involving the National Association of Realtors (NAR) has shifted how REALTORS© and Brokers handle Buyers and their commissions. Now that the dust has settled, here’s what you need to know about buying […]
Real Estate Seasons Schools Out For Summer – It’s Time to Buy and Sell Summer is such a great time of year – family vacations, picnics, boating, grilling, and lightning bugs.  Summer is also a unique time in the real estate market, and whether you’re selling or buying, there are specific considerations to keep in mind.  Let’s dive into some summer real estate tips: Selling a Home in Summer: Curb […]
Mortgage Lending Essential Checklist: What to Prepare When Getting Pre-Approved for a Mortgage So, you have made the epic decision to embark on the journey of buying a home. Congratulations! You are here – getting pre-approved for a mortgage. This step not only gives you a clearer picture of your budget but also demonstrates to sellers that you’re a serious buyer ready to make a move. To ensure […]
Mortgage Lending Understanding Mortgage Pre-Approval vs. Pre-Qualification: Which is Right for You? In the journey of purchasing a home, navigating through the financial aspects can be as daunting as searching for the perfect place to call home. Among the critical steps is understanding “how much can I afford”.  You might hear “pre-approval and pre-qualification” and wonder which one do I do. While both are essential in the […]
Real Estate Seasons Spring Forward, Say Hello to DST…How did this start? As the seasons change and we prepare to adjust our clocks, it’s time to delve into the history and purpose of Daylight Saving Time (DST). This biannual tradition, marked by the familiar “spring forward” and “fall back” routine, has a rich history and serves various purposes. In this blog post, we’ll explore the origins of […]
Mortgage Lending Mortage PITI – Principle, Interest, Taxes and Insurance – Not a PITI party… The acronym PITI stands for Principal, Interest, Taxes, and Insurance, which are the four components that make up a borrower’s monthly mortgage payment. Understanding PITI helps borrowers budget for the total cost of homeownership, including not only the loan repayment but also ongoing property taxes and insurance. It ensures that homeowners are financially prepared for […]
Mortgage Lending Mortgage Products – Fixed, Adjustable, FHA, VA and USDA – Oh my! There are several types of mortgage products available to homebuyers, each with its own features, advantages, and considerations. Here’s an overview of some common types: Fixed-Rate Mortgage (FRM): Description: With a fixed-rate mortgage, the interest rate remains constant throughout the loan term. Advantages: Predictable monthly payments, protection against interest rate fluctuations. Considerations: Initial interest rates […]
Real Estate Seasons Spring into Your Dream Home: The Perfect Season for Real Estate As the winter chill begins to fade away, the real estate market is gearing up for a vibrant and bustling season – spring! The arrival of warmer weather brings a renewed sense of optimism and a burst of energy, making it an ideal time for both buyers and sellers to make their move in the […]
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Basics of Real Estate The Homebuying Process in 12 Steps Welcome to the thrilling and epic journey of homeownership! Whether you’re a first-time buyer or a seasoned investor, the process of purchasing a home can be both exhilarating and complex. In this guide, we’ve distilled the home-buying process into 12 easy steps to help you navigate the real estate market with confidence. From defining your […]
Basics of Real Estate First Time Homebuyer? Are you a first time homebuyer?  Does buying a home feel overwhelming or intimidating?  Let’s demystify the process.  I am here to help you and together we can manage the emotions of homebuying.  Check out these videos from the National Association of Realtors First Time Homebuyer Series.  
Basics of Real Estate Welcome Welcome to the exciting world of real estate, where dreams of homeownership come to life! Whether you’re a first-time buyer, seasoned investor, or someone looking to upgrade, the journey to finding your dream home can be both thrilling and challenging. In this comprehensive guide, we’ll walk you through the key steps, tips, and insights to […]
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